10% Cashback on Online Spends upto 1500 INR – CardExpert

10% Cashback on Online Spends upto 1500 INR – CardExpert
Kotak Cashback offer on Online Spends

While we’re all waiting for the Diwali offer for 2022, I’m surprised to see this pre-diwali sort of offer and that too from Kotak Mahindra Bank. The offer was sent to my email as I’ve the Kotak White Card and it’s most likely a targeted one. Here’s a quick look at the offer,

Offer Details

Offer 10% Cashback on Online Spends
Offer type Targeted
Min. Spend 5000 INR
Max. Cap. 1500 INR Cashback (15,000 INR spend)
Restriction Spends on primary card only
Offer period 18th Sep – 25th Sep 2022
Fulfilment 90 days from offer end date

Additional T&C:

  • In case of multiple online transactions, highest online transaction amount shall be considered. 
  • Transactions done on merchants dealing in Gaming, Betting and Gambling will not be considered eligible for this offer 
  • Eligible Cardholders achieving the spend threshold (for the net total online spent excluding cancellation and refunds) will qualify for offer. 

How to Register?

I clicked on the link that came with the email and that further confirmed the registration for the offer along with a link to t&c.

It’s a straight forward offer with a little tricky conditions but that works for most. It’s a super simple way to save 10% on perhaps any online spend.

I’m not sure how many received this offer but from what I see, it seems only few were targeted, maybe to the ones who hardly use the card.

Final Thoughts

I’m happy and surprised to see these kind of spend-linked credit card offers from Kotak as I don’t re-collect them doing it in the past, at-least not in scale.

Also, looking at the offer period, it as well appears that they might come up with a different offer for Diwali, perhaps for all or I just hope so.

Did you receive this or any other offer on your Kotak Bank Credit Cards? Feel free to share your thoughts in the comments below.

Author: Siddharth

Helping Indians to choose right credit cards, pick right offers and enjoy luxury vacations for less. Day & night exploring the spiritual reality of our human existence.


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